Policy - Legal Stuff
Privacy Policy
What information do we collect?
We collect information from you when you fill out a form (example: contact us form).
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, phone number or website. You may, however, visit our site anonymously.
Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
• To improve our website
How do we protect your information?
We do not collect any personal and/or any sensitive information. The only payment option within our site is handled through Paypal and only for donations, as we do not sell anything (products and/or services) on our site. Because we do not collect any personal and/or sensitive information, we also do not store or hold any personal or sensitive information, whatsoever.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We may use cookies to keep track of advertisements.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at http://creditmagic.net/15.html (Bottom of this page)
Your Consent
By using our site, you consent to our online privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
This policy was last modified on 12/2009
New Regulations by the FTC - Effective 04/02/2010: THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.
More Legal Stuff
Terms and Conditions:
You agree, know and promise not to hold (us) (we) (our) - (creditmagic.net) liable for anything and/or any content within this site for any reason. You agree, know, understand that this site is for informational purposes only, and no guarantees have or will be made by us (creditmagic.net). You agree the content or anything within this site is not to be considered (legally or otherwise) as advice. You will not find or hold us liable for any content within this site and/or any content which is replied back to you via email. If all terms above and/or within this page cannot be agreed upon, we respectfully request you leave our site (creditmagic.net). By continuing within our site, visiting our site, and/or revisiting our site, you express and imply your agreement to all terms. You
agree that the terms within this page and/or within our site can at any
point be changed, updated and/or deleted by us for any reason. You consent and/or acknowledge that terms above and within this site are completely agreed upon by you.
Links and donations: Any and all donations are just that - a donation and/or gift. There is no service, product or likewise returned to you or received by you. All donations are non-refundable. If you are donating under our "submit a site" or "links" page, we will make every attempt to post your link within 48 hours, this is not a service, it is not promised, guaranteed, claimed or represented that your link will be placed on our site. Your site must: have content suitable for the general public, your site cannot have: any hate speech or likewise, racist in anyway, no adult material, or any other offensive material. We have and hold the absolute right to make that determination regardless of your or others opinion. If you would like to confirm our opinion about your site to be submitted, you can email us by visiting the "Contact Us" page and send us the url, title and description. We (creditmagic.net) will review your site/content/material, and email you back our determination. Your link is not guaranteed in anyway for the length of time it will be displayed, however we do have the intention to have it as a permanent link, but no guarantee, claim, and/or representation is made by us (creditmagic.net) that it will be. We have and hold the right to pull your link at any time for any reason. We will pull it if we find that it does contain inappropriate material either now or added to your site in the future. The donation is simply for donating, we (creditmagic.net) are under no obligation for the donation. The link is merely a good faith "thank you" with no claims, promises or likewise for any product, service or likewise for donating. We will not be held liable for any links posted within our site, links that we have posted and/or links that we have taken down (removed). No guarantees have or will be made about posting links. By submitting your link/site/url, you agree to the terms and conditions set forth within this page, you agree know and understand that there is no guarantees made by us (creditmagic.net) for donating, you will not find or hold us liable for any content, changes, deletions, updates or likewise on or about your link. You also know, agree and understand there will not be any refunds for donating/gifting at any time for any reason. If your site is rejected by us (creditmagic.net) and/or found by us (creditmagic.net) to be inappropriate, you will not receive a refund. You have the right to contact us before donating to get our current opinion about your site. You understand that our opinion can at any point change without notice, and understand clearly on all policies, terms and conditions, and/or disclaimers within our site. You agree to everything within this page, and by submitting your site, you are acknowledging your consent to all the terms set forth within this page and/or any other terms within our site.
By continuing within our site and/or revisiting, you express and imply your consent, agreement, and/or acknowledgment to every term, condition, and/or policy within our (creditmagic.net) site, as well as, agree, know, acknowledge that there are no warranties, guarantees, promises and/or likewise made by us (creditmagic.net).
Disclaimer: We (creditmagic.net) are not Attorneys; We cannot and will not provide any legal advice. We make no claims, guarantees, or promises on any results (positive, negative, or neutral). All legal advice should be obtained by a professional licensed to do so.