Stay Tuned for the Latest News!


We encourage you to add us to your favorites and visit this page often to always be informed about the latest news and events about the credit world.

What's New:


CreditMagic.net is partnering up with CreditLibrary.org!

CreditLibrary.org is another site all about credit but also "community" based. This will allow open chat, forums, forms and much more where you and others - post, submit and/or enter information about lenders, approvals & denials that you may have received or even about collection agencies and whether or not they accept pay for deletes or how much of a discounted settlement offer have they made and much more. CreditLibrary.org has an excellent vision and we're right there with them, so we'll see you there!



Our Outlook for 2010: Will it be a Happy New Year?

Loan Standards for credit including FHA backed mortgages to go up

Mortgage Tax Credit of up to $8,0000 to end in June 2010

According to Moody's Economy.com: The number of foreclosure sales will increase to about 1.9 million

Delinquincy rate in mortgages will remain high

Interest rates to rise

New Credit Card Laws/Standards starting in February

Unemployment rate remains high




New Credit Card Law: What it Means to You

Stay up to date, new credit card laws effective in 2010, article by CreditCards.com



Fed Cracks Down on Overdraft Fees on Debit Cards

Read the NY Times' article by STEPHEN LABATON



H.R. 3421 "Medical Debt Relief Act of 2009"


Medical collections could be deleted once paid or settled!



Piggybacking/Authorized Users, New Changes from FICO

Find out how being an authorized user benefits your score, or maybe not at all.
Article by Leslie McFadden of Bankrate.com Stay

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